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At Kigali Independent University (ULK), we believe that publications make scientific information publicly available and allow the rest of the academic audience to evaluate the quality of academic research. Please check below to see more of our research publications.
1.
Okello Candiya
Bongomin, G., Semukono, F., Yourougou, P., and Balinda, R. (2024). Replicating the suitability rule and economic theory in pursuit of microfinance inclusion of women micro-agribusinesses
in rural financial markets. Journal of
Agribusiness in Developing and Emerging Economies Vol. Forthcoming; Emerald Publishing Limited 2044-0839; DOI 10.1108/JADEE-07-2023-0162.
2.
Okello Candiya
Bongomin, G., Akol Malinga, C., Manzi, A.A., and Balinda, R. (2024). Recalibrating the scope of financial inclusion through
financial technologies in the digital age: the role of digital literacy as a
moderator in rural Uganda. Information Technology & People Vol. Forthcoming; Emerald Publishing Limited 0959-3845, DOI 10.1108/ITP-09-2022-0732.
3.
Okello Candiya
Bongomin, G., Chrysostome, E., Nkongolo-Bakenda., J.M., and Yourougou, P. (2024). Credit
counselling: a contemporary strategy for survival of micro small and
medium-sized enterprises in under-developed financial markets post COVID-19
pandemic. Journal
of Entrepreneurship and Public Policy, Vol. Forthcoming; Emerald Publishing Limited Emerald Publishing
Limited 2045-2101, DOI 10.1108/JEPP-06-2023-0053.
4.
Okello Candiya
Bongomin, G., Akol Malinga, C., Manzi, A.A., and Balinda, R. (2024). The role of trust as an informal social mechanism for
contract enforcement among young women microenterprises in financial markets in
sub-Saharan Africa. International Journal of Sociology and Social Policy, Vol.
Forthcoming; Emerald Publishing Limited
0144-333X. DOI 10.1108/IJSSP-06-2023-0146.
5.
Okello Candiya
Bongomin, G., Yourougou, P., Balinda, R., and Lubega Baleke Yiga, J. (2024). Customized financial literacy: a boon for universal
financial inclusion of PWDs post COVID-19 pandemic in developing countries. Journal of
Financial Regulation and Compliance, Vol. Forthcoming; Emerald Publishing Limited 1358-1988, DOI 10.1108/JFRC-07-2023-0109.
6.
Okello Candiya
Bongomin, G., Semukono, F., Yourougou, P., and Balinda, R. (2024).
Does financial experience of women microentrepreneurs promote microfinance
inclusion and survival of microenterprises in rural Uganda? Asian Journal of Economics and Banking. Vol.
Forthcoming; Emerald Publishing Limited 2044-0839; DOI 10.1108/AJEB-01-2024-0008.
7.
Okello Candiya
Bongomin, G., Semukono, F., Yourougou, P., and Balinda, R. (2024). Reinvigorating
the future of microfinance banks in sub-Saharan Africa Post Covid-19: SEM
reflective model approach with debt literacy as mediator. American Journal of Business. Vol. Forthcoming; Emerald Publishing Limited 2044-0839; DOI
10.1108/AJB-11-2023-0197.
8.
Okello Candiya
Bongomin, G., Chrysostome, E., Nkongolo-Bakenda., J.M., and Yourougou, P. (2024). Nexus between financial inclusion and
sustainability of indigenous microenterprises in Africa: the mediating role of
financial debt literacy. Journal of Business and Socio-economic
Development. Vol. Forthcoming; Emerald Publishing Limited Emerald Publishing Limited 2045-2101, DOI JBSED-07-2023-0056.
9.
Jean
Bosco Harelimana, & Marthe Umugwaneza. (2024). The
Effects of Monitoring and Evaluation on the Performance of Diary Community
Processing Centre in Rwanda. J Bus Econo Stud. 2024. 1(1): 1-6. DOI: doi.org/10.61440/JBES.2024.v1.09
10.
Ngirababo
rwusira, dan. (2024). Impact of credit offered by financial institutions on socio- economic development.
Vol. 8 issue 8. 206.
11.
Mutuyimana, V. & Sikubwabo C. (2024). Employees’ Motivation Practices and
the Performance of Public Institutions: A
Case of Musanze District Rwanda. Journal of
Human Resource & Leadership, 8 (3), 103-121https://doi.org/10.53819/81018102t2405
12.
Sikubwabo, D. C., Rukundo, D., Ruhumuriza, G.,
& Mukunzi, D. (2024, May 18). Transitioning from Academia to Workforce: Addressing the
Challenges Faced by University Graduates in Securing Employments in the Labor
Market. African Journal of Education, Science and Technology, 7(4),
167-173.
https://doi.org/10.2022/ajest.v7i4.1036
13.
Aradukunda, A., & Sikubwabo, C. (2024). Influence of Financial Resources
Management on Project Performance in Public Institutions: A Case of Kigali City
(2018-2022). African Journal of Empirical Research, 5(2),
411–425.
https://doi.org/10.51867/ajernet.5.2.35
14. Mbonimana,
S., & Sikubwabo, C. (2024). Effect of Learner-Centered Approach Application on Learning
Outcomes in Secondary School at Advanced Level: A Case of Rulindo District,
Rwanda (2021-2023). African Journal of Empirical Research, 5(2),
250–266. https://doi.org/10.51867/ajernet.5.2.23
15. Ntabwoba,
L., & Sikubwabo, C. (2024). Influence
of Family Background on English Language Proficiency among Learners in Nine and
Twelve Years Basic Education Schools: A Case of Musanze District, Rwanda. African
Journal of Empirical Research, 5(2), 119–134. https://doi.org/10.51867/ajernet.5.2.12
16.
Hakizimana, F., & Sikubwabo, C. (2024). Effect of Parents’ Participation in
Secondary Schools Activities on Students’ Academic Achievement: A Case of
Nyabihu District, Rwanda. African Journal of Empirical Research, 5(2),
98–108.
https://doi.org/10.51867/ajernet.5.2.10
17.
Sikubwabo, C., Mitari, M., Nkurikiyimfura, J.
B., Uwamariya, J., & Niyonsaba, T. (2024). Exploring Effective Strategies to
Address Shortcomings in Spoken English Among Students in Rural Primary and
Secondary Schools in Non-Native English-Speaking Nations. African
Journal of Empirical Research, 5(1), 463–475.
https://doi.org/10.51867/ajernet.5.1.45
18.
Mukamana,J. & Sikubwabo, C. (2024). The
effect of monitoring and evaluation on the local government projects’
performance: A case of modern market building projectin Musanze District. Global Scientific Journals, 12 (1),
2460-258.
http://www.globalscientificjournal.com/researchpaper
19. Mukeshimana,
A. & Sikubwabo, C. (2024). Effect
of Women’s Development Projects in Improving the Social Welfare of the
Beneficiaries: A Case of Mother and Child Development Center in Gakenke
District. Journal of Entrepreneurship and Project Management, 8
(2), 47-57. DOI: https://doi.org/10.53819/81018102t4247
20.
Nyirasafari, M. & Sikubwabo, C. (2024). Influence of project management skills
on project sustainability: A case of vision 2020 Umurenge program in
Burera district. Global Scientific Journals, 12 (1),
667-727.
http://www.globalscientificjournal.com/researchpaper
21.
Dasan, N., Onuorah, O. M.,
& Baba, M. A. (2024) Mathematical Model Investigating the Impact of
Pharmaceutical and Non-Pharmaceutical Approaches on the Spread and Control of
COVID-19 in Uganda. World
Scientific News 191
168-188.
www.worldscientificnews.com/wp-content/uploads/2024/03/WSN-191-2024-168-188
22.
Subjects
in Secondary Schools: A Case of Rutsiro District, Rwanda (2021-2023). African
Journal of Empirical Research, 5(2), 690–709. https://doi.org/10.51867/ajernet.5.2.61
23.
Mukuru,
B., & Sikubwabo, C. (2024). The Role of Early Childhood Education in
Boosting Learning Abilities at Subsequent Levels: A Case of Selected Primary
Schools in Musanze District, Rwanda. African Journal of Empirical
Research, 5(2), 725–735. https://doi.org/10.51867/ajernet.5.2.63
24.
Musabwayire,
J., & Sikubwabo, C. (2024). Effect of School Leadership Practices on the
Commitment of Secondary School Teachers in Musanze District, Rwanda. African
Journal of Empirical Research, 5(2), 550–563. https://doi.org/10.51867/ajernet.5.2.47
25.
Okello Candiya
Bongomin, G., Balunywa, W., Mwebaza Basalirwa, E., Ngoma, M., and Ntayi, J.M.
(2023). Contactless
digital financial innovation and global contagious COVID-19 pandemic in low
income countries: Evidence from Uganda. Cogent
Economics & Finance, 11:1, 2175467, https://doi.org/10.1080/23322039.2023.2175467.
26.
Okello Candiya
Bongomin, G., Akol Malinga, C., Manzi, A.A., and Balinda, R. (2023). Agent liquidity: A catalyst for mobile money banking
among the unbanked poor population in rural sub-Saharan Africa. Cogent Economics & Finance, 11:1,
2203435, https://doi.org/10.1080/23322039.2023.2203435.
27.
Gashema
, B., & Alain , A. M. (2023). Building Customer Trust
in e-commerce: A Study on Buyers’ Adoption and Usage Intent in Rwanda . International
Journal of Finance & Banking Studies (2147-4486), 11(4),47–57.
https://doi.org/10.20525/ijfbs.v11i4.2004
28.
Gashema,
B., & Alain, A. M. (2023). Building Customer Trust
in e-commerce: A Study on Buyers’ Adoption and Usage Intent in
Rwanda. International Journal of Finance & Banking Studies
(2147-4486), 11(4), 47–57.
https://doi.org/10.20525/ijfbs.v11i4.2004
29.
Musabe Jean Bosco et
al., (2023). MGFEEN: A Multi-Granularity Feature Encoding Ensemble
Network for Remote Sensing Image Classification.
30.
Habiyaremye,
A. D. & Sikubwabo, C. (2023). Effect of Project
Planning Practices on the Performance of Tourism Projects: A Case of
Sabyinyo Community Livelihood
Association, Kinigi Sector, Musanze District. Journal
of Entrepreneurship and Project Management, 7 (15), 152-162.
DOI: https://doi.org/10.53819/81018102t2293.
31.
11.
Nkurunziza A., & Sikubwabo, C. (2023). Effect
of Stakeholders’ Management Practices on the Performance
of Social Protection Projects: A Case of
Girinka Program in Musanze District, Rwanda. Journal of
Entrepreneurship & Project Management, l7(15), 140-151
DOI: https://doi.org/10.53819/81018102t2289
32.
Zenawii,
L.A. & Sikubwabo, C. (2023). Influence of
Socio-economic factors on the performance of Agricultural projects: A case
of Rwanda Dairy development projects, Musanze District, Rwanda. Journal
of Entrepreneurship & Project Management, 7
(15), 21-33. DOI: https://doi.org/10.53819/81018102t4228
33.
Nzamwita,
D. & Sikubwabo, C. (2023). Effect of Monitoring and
Evaluation on Performance of Water Supply Projects in Gakenke District,
Rwanda. Journal of Entrepreneurship
& Project Management, 7 (9), 22-36.
34.
Masengesho,
S. & Sikubwabo, C. (2023). Effect of students’
behaviors management strategies on their academic performance in secondary
schools in Rwanda: A case of secondary schools in Burera district. Global
Scientific Journals,11 (2), 264-274
35.
Mugiraneza,
S. & Sikubwabo, C. (2023). The effect of African Institute for Mathematics and
Sciences teacher training program on the improvement of teacing
Mathematics and sciences at selected secondary schools, Musanze District,
Rwanda, Global
Scientific Journals,11 (1), 1428-1446.
36.
Vincent,
N., Cyuzuzo, A.C. and Uwimana, I.N. (2023). National
Professional Internship Programme (NPIP) for Higher Learning Institutions
Graduates and Their Future Employment Opportunities: A Study from Rwanda
Development Board (RDB). Open Access Library Journal, 10: e10649.
https://doi.org/10.4236/oalib.1110649
37.
Nkundabaramye
V, Kwihangana I, & Uwera S. (2023). The
COVID-19 Pandemic and Unemployment in Kigali City, Rwanda. International
Journal of Social Science and Human Research. Available at: https://doi.org/10.47191/ijsshr/v6-i7-44
38.
Onuorah, M.O Abdulahi, M. B Neoline, N (2023) Optimal Control Model of Human African
Trypanosomiasis, World Scientific News 178 136-153. https://worldscientificnews.com/optimal-control-model-of-human-african-trypanosomiasis/
39.
Onuorah, M.O Abdulahi, M. B, Nanangwe, A,
Balagadde, R.S, Kabandana, I (2023) Optimal Control Model for Hepatitis B Virus WNOFNS 48 (2023) 70-94. Optimal Control Model for Hepatitis B Virus – World News of
Natural Sciences – Volume 48 (2023) – PSJD – Yadda (icm.edu.pl)
40. Azhar Moussa, Martins Onuorah, and Suzan Luyiga1(2023) Fuelwood Consumption and Tree Species
Extinction, a Case Study of Kartala Forest in Western Mbadjini of Region of
Comoros. WNOFNS
43 (2022) 138-150. Fuelwood Consumption and Tree Species
Extinction, a Case Study of Kartala Forest in Western Mbadjini of Region of
Comoros – World News of Natural Sciences – Volume 43 (2022) – PSJD – Yadda
(icm.edu.pl)
41.
Niyonsaba, A. & Sikubwabo, C. (2022). Teacher personnel Management and
learning effectiveness in Rwandan primary schools. A case of Burera
District [Rwanda]. Voice of Research, 10 (4), 1-12. Available
at: http://www.voiceofresearch.org/Doc/Mar-2022/Mar-2022_1.pdf
42.
Umuhoza C. & Sikubwabo, C. (2022). Classroom management techniques and
students’ academic performance in private secondary schools in Musanze
District, Rwanda. International Journal of all research Writings,
3(7), 93-97. Available at: https://www.ijarw.com/Users/ManuScript/ManuScriptDetails/4e0dbd8-7-736f-48f0-beb6-f0003ff9e8df
43.
Uwanyirigira, M.C. & Sikubwabo, C.
(2022). Teachers’
working conditions and learners’ academic performance in Rwandan public
secondary schools: A case of Burera District (2014-2019). Voice of
Research, 10 (4), 13-22.
Available at: http://www.voiceofresearch.org/Doc/Mar-2022/Mar-2022_2.pdf
44.
Mutabeshya, C. & Sikubwabo,
C. (2022). Effect
of family socio-economic status on students’ academic achievement in Nine
Years Basic Education (NYBE) schools. A case of Rubavu District,
Rwanda. Voice of Research, 41 (9), 36-52.
Available at: https://ideas.repec.org/p/vor/issues/2022-41-09.html
45.
Minani, J.P. & Sikubwabo, C. (2022). The role of Technical and Vocational
Education and Training (TVET) in empowering women in Rwanda: A case of Rubavu
District. Voice of Research, 10 (4), 111-126.
Available at: http://www.voiceofresearch.org/Doc/Mar-2022/Mar-2022_10.pdf
46.
Ndandu, M. & Sikubwabo, C. (2022). Contribution of Competence Based
Curriculum to the improvement of learning in Rwandan Secondary schools: A
case of Burera District. Voice of Research, 41 (12), 25-40.
Available at: https://ideas.repec.org/p/vor/issues/2022-41-12.html
47.
Ngabonziza, J.C. & Sikubwabo, C.
(2022). Investigating
the causes of school dropout in Nine Years Basic Education schools in
Rwanda and its possible solutions: A case of Rutsiro District. Voice
of Research. 10 (4), 153-161.
Available at: http://www.voiceofresearch.org/Doc/Mar-2022/Mar-2022_14.pdf
48.
Rukundo, D. & Sikubwabo, C. (2022). Contribution of Technical and Vocational
Education and Training (TVET) program in promoting employment
opportunities Among the youth in Rwanda: A case of Nyabihu District. Voice
of Research, 10 (3), 17-31.
Available at: http://www.voiceofresearch.org/Doc/Dec-2021/Dec-2021_3.pdf
49.
Nshimiyimana, P. & Sikubwabo, C.
(2022). Contribution
of instructional supervision practices by the school authorities in
improving learners’ academic performance in private secondary schools in
Burera District, Rwanda. Voice of Research,10 (4),23-29.
Available at: http://www.voiceofresearch.org/Doc/Mar-2022/Mar-2022_3.pdf
50.
Uwizeyimana, V. & Sikubwabo, C.
(2022). Discipline
enforcement techniques and students’ academic performance in Rwandan Nine
and Twelve Years Basic Education schools: A case of Musanze District
(2017-2019). Voice of Research, 10(3), 1-7.
Available at: http://voiceofresearch.org/Doc/Dec-2021/Dec-2021_1.pdf
51.
Habihirwe, P. &
Sikubwabo, C. (2022). Effects
of information and communication technology on students’ learning behavior
in Rwandan secondary schools in Musanze district. Voice of
Research, 11 (1): 47-71
Available at: http://voiceofresearch.org/Doc/Jun-2022/Jun-2022_2.pdf
52.
Amani, M.C. & Sikubwabo, C. (2022). Effect of community engagement on
learners’ academic performance in rwandan primary schools. a case of Kanzenze
and Mudende sector (s) in Rubavu district (2015/2020). Voice of
Research, 11(1): 97-108.
Available at: http://voiceofresearch.org/Doc/Jun-2022/Jun-2022_6.pdf
53.
Bizimana, E. & Sikubwabo, C. (2022). Planning for Teaching as a Predictor for
Trainees Academic Performance in Rwanda Polytechnic: A Case of IPRC Huye
and IPRC Kitabi. International Journal Of All Research Writings,
54.
Parsien, J.C. & Sikubwabo, C. (2022). Effect of Extracurricular Activities on
Learning Process in Rwandan Public Boarding Secondary Schools: A Case of
Rwamagana District/Rwanda (2014/2019). Voice of Research, 10(4):
30-36.
Available at: http://www.voiceofresearch.org/Doc/Mar-2022/Mar-2022_4.pdf
55.
Mugeni, M.C. & Sikubwabo.C. (2022). Effect of E-learning utilisation
during Covid-19 on learning effectiveness in Rwandan public higher
learning institutions : A case of UR-CAVEM, Voice of Research,
11(3): 97-108.
Available at : http://www.voiceofresearch.org/Doc/Dec-2022/Dec-2022_4.pdf
56.
Niyonzima, S. & Sikubwabo, C. (2022). Assessing Free Basic Education and
learning outcomes of 12 years basic education schools : A case of
Burera District. Voice of Research, 11(3): 33-45.
Available at : http://www.voiceofresearch.org/Doc/Dec-2022/Dec-2022_1.pdf
57.
34. Nduwayo, J. & Sikubwabo, C. (2022). Effect of teacher professional
development practices on English learning outcomes in Rwandan primary
schools: A case of Musanze district. Voice of Research, 11(2):
1-12.
Available at : http://voiceofresearch.org/Doc/Sep-2022/Sep-2022_1.pdf
58.
Mpinganzima, S. & sikubwabo, C.
(2022). Effect
of teacher’s time management, preparation; and program completion on
learner’s academic achievement in Rwandan primary schools. A case of
Nyakabanda Sector, in Nyarugenge District (2014/2019). Voice of
Research, 11(2): 13-27.
Available at : http://www.voiceofresearch.org/Doc/Sep-2022/Sep-2022_2.pdf
59.
Ndayisaba, J.C. & Sikubwabo, C.
(2022). Effect
of school feeding program on students’ academic performance in Rubavu
district of Rwanda (2020-2021). Voice of Research, 10(4):
74-84.
Available at : https://econpapers.repec.org/paper/vorissues/2022-41-08.htm
60.
Mutabeshya, C. & Sikubwabo, C. (2022). Effect of family socio-economic status
on students’ academic achievement in nine-year basic education (9YBE)
schools. A case of Rubavu district, Rwanda. Voice of Research, 10(4):
85-110.
Available
at : http://www.voiceofresearch.org/Doc/Mar-2022/Mar-2022_9.pdf
61.
Niyotwagira, M. & Sikubwabo, C. (2022). Parental Involvement And Learner’s
Academic Performance In Nine Years Basic Education. Case Of Mukamira And
Jenda Sectors In Nyabihu District, Rwanda. 2014/2019. Global
Scientific Journals, 10 (2), 1113-1141.
Avalable at :
62.
Vincent Nkundabaramye. (2022). Effects of the East African Community
Single Customs Territory (EACSCT) on the Movement of Goods along the Rwandan
Customs Posts. Available at: https://doi.org/10.5296/jsss.v9i2.19286
63.
Nkundabaramye Vincent, (2022). Trade Facilitation Initiative: A Study
from Rwandan Customs Posts in New Innovations in Economics, Business
and Management (9)17. Available at: https://doi.org/10.9734/bpi/niebm/v9/15924D
64.
Amani Manzi Alain (2022). An evaluation of Financial Literacy among
business Owners of Micro, Small and Medium Enterprises in Rwanda. ULK
Scientific Journal, Special Issue September 2022.
65.
Nkundabaramye Vincent, & Mom Aloysious
Njong. (2022). Effects
of Rwanda Electronic Single Window (RESW) on the Movement of Goods along the
Rwandan Customs Posts.
66.
Nuwahereze, D., Onuorah, M.O., Abdulahi, M.
B., Kabandana, I (2022) Standard
Incidence Model of Measles with two Vaccination Strategies WSN 170 (2022) 149-171. Standard Incidence Model of Measles with two
Vaccination Strategies – World Scientific News
67.
Onuorah, M.O., Atiku, F. A and Juuko, H
(2022) Mathematical
Model for Prevention and Control of Cholera Transmission in a Variable
Population. Journal of Mathematics and Statistics Research. Vol 9(1)
https://www.tandfonline.com/doi/full/10.1080/27658449.2021.2018779.
68.
Abdirahman Saleban Yusuf, Farooq Abubakar
Atiku, Abdulfatah Abdu Yusuf, Adiya, ZISG, Onuorah Martins O. and Abdulqayoom
Tunji Lawal (2022). Integrated
Remote Sensing And Gis Approach For Spatial Modeling Of Water Quality In
Nakivubo Channel. https://www.researchgate.net/publication/358040534_integrated_remote_sensing_and_gis_approach_for_spatial_modeling_of_water_quality_in_nakivubo_channel.
69.
Bavugirije, F. Umutoni, O. &
Sikubwabo, C. (2021). Family
background and academic performance of learners in some twelve years basic
education schools of Rwamagana district in Eastern Province, Rwanda. International
Journal of all
Research Writings, 3(6), 2582-1008.
Available at:
https://www.scirp.org/journal/paperinformation?paperid=12081
70.
Nkundabaramye Vincent, & Mom Aloysious
Njong. (2021). Effects
of One Stop Border Posts (OSBPs) Trade Facilitation Initiative on the Movement
of Goods along the Rwandan Customs Posts.
Available at: https://www.scirp.org/journal/paperinformation.aspx?paperid=113597
71.
Gashema, B. (2021). Predicting innovative work behaviors
through transformational leadership: The moderating role of corporate
social responsibility. International Journal of Research in Business
and Social Science (2147-4478), 10(1), 69–84.
https://doi.org/10.20525/ijrbs.v10i1.999.
72.
Okello Candiya Bongomin et al.,
(2021). Psychoanalysis
of the mobile money ecosystem in the digital age: generational cohort and
technology generation theoretical approach. Development in Practice.
Taylor & Francis.
https://doi.org/10.1080/09614524.2021.1937539.
73.
Okello Candiya Bongomin, G. & Ntayi,
J.M. (2021). Reimaging
the mobile money ecosystem and financial inclusion of MSMEs in Uganda:
Hedonic motivation as mediator. International Journal of Social
Economics, DOI 10.1108/IJSE-09-2019-0555.
74.
Okello Candiya Bongomin et al.,
(2021). Financial Intermediation
by Microfinance Banks in Rural Sub-Saharan Africa:
Financial Intermediation Theoretical Approach. Journal of
Comparative International Management, Special Issue December,
2021.
75.
Amani Manzi Alain et al., (2021). Psychoanalysis of the
mobile money ecosystem in the digital age: generational cohort
and technology generation theoretical approach. Development in Practice.
Taylor & Francis.
https://doi.org/10.1080/09614524.2021.1937539
76.
Sikubwabo, C. (2021). Understanding the effect of domestic
violence on learning effectiveness among primary school learners. A case
of Rubavu District. Inkanyiso: The Journal of Humanities and Social
Science, 12(2), 13-33
Available at : https://www.ajol.info/index.php/ijhss/article/view/212336
77.
Okello Candiya Bongomin et al., (2020). Digital financial innovations in the 21st
century: do transaction tax exemptions promote mobile money services for
financial inclusion in developing countries? Journal of Economic
and Administrative Sciences, Vol. 36 No. 3, pp. 185-203: DOI 10.1108/JEAS-01-2019-0007.
78.
Okello Candiya Bongomin et al., (2020). Analyzing the relationship between
financial literacy and financial inclusion by microfinance banks
in developing countries: Social network theoretical approach. International
Journal of Sociology and Social Policy, DOI: 10.1108/IJSSP-12-2019-0262. Emerald Publishing Limited.
79.
Okello Candiya Bongomin, G & Ntayi, J.M.
(2020). Trust:
mediator between mobile money adoption and usage and
financial inclusion. Social responsibility Journal, Vol.
16 No. 8, pp. 1215-1237, DOI 10.1108/SRJ-01-2019-0011.
80.
Okello Candiya Bongomin et al., (2020). Microfinance accessibility, social
cohesion, and survival of Women MSMEs in post-war communities
in Sub-Saharan Africa: Empirical evidence from Northern Uganda. Journal
of Small Business and Enterprise Development. DOI: 10.1108/JSBED-12-2018-0383
81.
Gashema, B., & Kadhafi, M. I. (2020). Advancing employee’s innovative work
behaviors in the workplace: The role of transformational leadership, positive
psychological capital and effort-reward fairness. Bussecon Review of
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