Publications

At Kigali Independent University (ULK), we believe that publications make scientific information publicly available and allow the rest of the academic audience to evaluate the quality of academic research. Please check below to see more of our research publications.

1.   Okello Candiya Bongomin, G., Semukono, F., Yourougou, P., and Balinda, R. (2024). Replicating the suitability rule and economic theory in pursuit of microfinance inclusion of women micro-agribusinesses in rural financial markets. Journal of Agribusiness in Developing and Emerging Economies Vol. Forthcoming; Emerald Publishing Limited 2044-0839; DOI 10.1108/JADEE-07-2023-0162.

2.   Okello Candiya Bongomin, G., Akol Malinga, C., Manzi, A.A., and Balinda, R. (2024). Recalibrating the scope of financial inclusion through financial technologies in the digital age: the role of digital literacy as a moderator in rural Uganda. Information Technology & People Vol. Forthcoming; Emerald Publishing Limited 0959-3845, DOI 10.1108/ITP-09-2022-0732.

3.   Okello Candiya Bongomin, G., Chrysostome, E., Nkongolo-Bakenda., J.M., and Yourougou, P. (2024). Credit counselling: a contemporary strategy for survival of micro small and medium-sized enterprises in under-developed financial markets post COVID-19 pandemic. Journal of Entrepreneurship and Public Policy, Vol. Forthcoming; Emerald Publishing Limited Emerald Publishing Limited 2045-2101, DOI 10.1108/JEPP-06-2023-0053.

4.   Okello Candiya Bongomin, G., Akol Malinga, C., Manzi, A.A., and Balinda, R. (2024). The role of trust as an informal social mechanism for contract enforcement among young women microenterprises in financial markets in sub-Saharan Africa. International Journal of Sociology and Social Policy, Vol. Forthcoming; Emerald Publishing Limited 0144-333X. DOI 10.1108/IJSSP-06-2023-0146.

5.   Okello Candiya Bongomin, G., Yourougou, P., Balinda, R., and Lubega Baleke Yiga, J. (2024). Customized financial literacy: a boon for universal financial inclusion of PWDs post COVID-19 pandemic in developing countries. Journal of Financial Regulation and Compliance, Vol. Forthcoming; Emerald Publishing Limited 1358-1988, DOI 10.1108/JFRC-07-2023-0109.

6.   Okello Candiya Bongomin, G., Semukono, F., Yourougou, P., and Balinda, R. (2024). Does financial experience of women microentrepreneurs promote microfinance inclusion and survival of microenterprises in rural Uganda? Asian Journal of Economics and Banking. Vol. Forthcoming; Emerald Publishing Limited 2044-0839; DOI 10.1108/AJEB-01-2024-0008.

7.   Okello Candiya Bongomin, G., Semukono, F., Yourougou, P., and Balinda, R. (2024). Reinvigorating the future of microfinance banks in sub-Saharan Africa Post Covid-19: SEM reflective model approach with debt literacy as mediator. American Journal of Business. Vol. Forthcoming; Emerald Publishing Limited 2044-0839; DOI 10.1108/AJB-11-2023-0197.

8.   Okello Candiya Bongomin, G., Chrysostome, E., Nkongolo-Bakenda., J.M., and Yourougou, P. (2024). Nexus between financial inclusion and sustainability of indigenous microenterprises in Africa: the mediating role of financial debt literacy. Journal of Business and Socio-economic Development. Vol. Forthcoming; Emerald Publishing Limited Emerald Publishing Limited 2045-2101, DOI JBSED-07-2023-0056.

9.   Jean Bosco Harelimana, & Marthe Umugwaneza. (2024). The Effects of Monitoring and Evaluation on the Performance of Diary Community Processing Centre in Rwanda. J Bus Econo Stud. 2024. 1(1): 1-6. DOI: doi.org/10.61440/JBES.2024.v1.09

10.  Ngirababo rwusira, dan. (2024). Impact of credit offered by financial institutions    on   socio- economic development. Vol. 8 issue 8. 206.

11.  Mutuyimana, V. & Sikubwabo C. (2024). Employees’ Motivation Practices and the  Performance  of  Public  Institutions:  A  Case  of  Musanze  District  Rwanda. Journal of Human Resource & Leadership(3), 103-121https://doi.org/10.53819/81018102t2405

12.  Sikubwabo, D. C., Rukundo, D., Ruhumuriza, G., & Mukunzi, D. (2024, May 18). Transitioning from Academia to Workforce: Addressing the Challenges Faced by University Graduates in Securing Employments in the Labor Market. African Journal of Education, Science and Technology7(4), 167-173. 

https://doi.org/10.2022/ajest.v7i4.1036

13.  Aradukunda, A., & Sikubwabo, C. (2024). Influence of Financial Resources Management on Project Performance in Public Institutions: A Case of Kigali City (2018-2022). African Journal of Empirical Research5(2), 411–425. 

https://doi.org/10.51867/ajernet.5.2.35

14.  Mbonimana, S., & Sikubwabo, C. (2024). Effect of Learner-Centered Approach Application on Learning Outcomes in Secondary School at Advanced Level: A Case of Rulindo District, Rwanda (2021-2023). African Journal of Empirical Research5(2), 250–266. https://doi.org/10.51867/ajernet.5.2.23

15.  Ntabwoba, L., & Sikubwabo, C. (2024). Influence of Family Background on English Language Proficiency among Learners in Nine and Twelve Years Basic Education Schools: A Case of Musanze District, Rwanda. African Journal of Empirical Research5(2), 119–134. https://doi.org/10.51867/ajernet.5.2.12

16.  Hakizimana, F., & Sikubwabo, C. (2024). Effect of Parents’ Participation in Secondary Schools Activities on Students’ Academic Achievement: A Case of Nyabihu District, Rwanda. African Journal of Empirical Research5(2), 98–108. 

https://doi.org/10.51867/ajernet.5.2.10

17.  Sikubwabo, C., Mitari, M., Nkurikiyimfura, J. B., Uwamariya, J., & Niyonsaba, T. (2024). Exploring Effective Strategies to Address Shortcomings in Spoken English Among Students in Rural Primary and Secondary Schools in Non-Native English-Speaking Nations. African Journal of Empirical Research5(1), 463–475. 

https://doi.org/10.51867/ajernet.5.1.45

18.  Mukamana,J. & Sikubwabo, C. (2024). The effect of monitoring and evaluation on the local government projects’ performance: A case of modern market building projectin Musanze DistrictGlobal Scientific Journals, 12 (1), 2460-258. 

http://www.globalscientificjournal.com/researchpaper

19.  Mukeshimana, A. & Sikubwabo, C. (2024). Effect of Women’s Development Projects in Improving the Social Welfare of the Beneficiaries: A Case of Mother and Child Development Center in Gakenke District. Journal of Entrepreneurship and Project Management, 8 (2), 47-57. DOI: https://doi.org/10.53819/81018102t4247

20.  Nyirasafari, M. & Sikubwabo, C. (2024). Influence of project management skills on project sustainability:  A case of vision 2020 Umurenge program in Burera district. Global Scientific Journals, 12 (1), 667-727.  

http://www.globalscientificjournal.com/researchpaper

21.  Dasan, N., Onuorah, O. M., & Baba, M. A. (2024) Mathematical Model Investigating the Impact of Pharmaceutical and Non-Pharmaceutical Approaches on the Spread and Control of COVID-19 in Uganda. World Scientific News 191 168-188. 

www.worldscientificnews.com/wp-content/uploads/2024/03/WSN-191-2024-168-188

22.  Subjects in Secondary Schools: A Case of Rutsiro District, Rwanda (2021-2023). African Journal of Empirical Research5(2), 690–709. https://doi.org/10.51867/ajernet.5.2.61

23.  Mukuru, B., & Sikubwabo, C. (2024). The Role of Early Childhood Education in Boosting Learning Abilities at Subsequent Levels: A Case of Selected Primary Schools in Musanze District, Rwanda. African Journal of Empirical Research5(2), 725–735. https://doi.org/10.51867/ajernet.5.2.63

24.  Musabwayire, J., & Sikubwabo, C. (2024). Effect of School Leadership Practices on the Commitment of Secondary School Teachers in Musanze District, Rwanda. African Journal of Empirical Research5(2), 550–563. https://doi.org/10.51867/ajernet.5.2.47

25.  Okello Candiya Bongomin, G., Balunywa, W., Mwebaza Basalirwa, E., Ngoma, M., and Ntayi, J.M. (2023). Contactless digital financial innovation and global contagious COVID-19 pandemic in low income countries: Evidence from Uganda. Cogent Economics & Finance, 11:1, 2175467, https://doi.org/10.1080/23322039.2023.2175467.

26.  Okello Candiya Bongomin, G., Akol Malinga, C., Manzi, A.A., and Balinda, R. (2023). Agent liquidity: A catalyst for mobile money banking among the unbanked poor population in rural sub-Saharan Africa. Cogent Economics & Finance, 11:1, 2203435, https://doi.org/10.1080/23322039.2023.2203435.

27.  Gashema , B., & Alain , A. M. (2023). Building Customer Trust in e-commerce: A Study on Buyers’ Adoption and Usage Intent in Rwanda . International Journal of Finance & Banking Studies (2147-4486)11(4),47–57. 

https://doi.org/10.20525/ijfbs.v11i4.2004

28.  Gashema, B., & Alain, A. M. (2023). Building Customer Trust in e-commerce: A Study on Buyers’ Adoption and Usage Intent in Rwanda. International Journal of Finance & Banking Studies (2147-4486), 11(4), 47–57.

https://doi.org/10.20525/ijfbs.v11i4.2004

29.  Musabe Jean Bosco et al., (2023). MGFEEN: A Multi-Granularity Feature Encoding Ensemble Network for Remote Sensing Image Classification. 

https://www.academia.edu/112717382/MGFEEN_A_Multi_Granularity_Feature_Encoding_Ensemble_Network_for_Remote_Sensing_Image_Classification.

30.  Habiyaremye, A. D. & Sikubwabo, C. (2023). Effect of Project Planning Practices on the Performance of Tourism Projects: A Case of Sabyinyo Community Livelihood
Association, Kinigi Sector, Musanze District. Journal of Entrepreneurship and Project Management, 7 (15), 152-162. DOI: 
https://doi.org/10.53819/81018102t2293.

31.  11. Nkurunziza A., & Sikubwabo, C. (2023). Effect of Stakeholders’ Management Practices  on the  Performance  of Social  Protection  Projects:  A  Case  of  Girinka Program in Musanze District, Rwanda. Journal of Entrepreneurship & Project Managementl7(15), 140-151 DOI: https://doi.org/10.53819/81018102t2289

32.  Zenawii, L.A. & Sikubwabo, C. (2023). Influence of Socio-economic factors on the performance of Agricultural projects: A case of Rwanda Dairy development projects, Musanze District, Rwanda. Journal of Entrepreneurship & Project Management, 7 (15), 21-33. DOI: https://doi.org/10.53819/81018102t4228

33.  Nzamwita, D. & Sikubwabo, C. (2023). Effect of Monitoring and Evaluation on Performance of Water Supply Projects in Gakenke District, Rwanda. Journal of Entrepreneurship & Project Management, 7 (9), 22-36.

34.  Masengesho, S. & Sikubwabo, C. (2023). Effect of students’ behaviors management strategies on their academic performance in secondary schools in Rwanda: A case of secondary schools in Burera district. Global Scientific Journals,11 (2), 264-274

35.  Mugiraneza, S. & Sikubwabo, C. (2023). The effect of African Institute for Mathematics and Sciences teacher training program on the improvement of teacing Mathematics and sciences at selected secondary schools, Musanze District, Rwanda, Global Scientific Journals,11 (1), 1428-1446.

36.  Vincent, N., Cyuzuzo, A.C. and Uwimana, I.N. (2023). National Professional Internship Programme (NPIP) for Higher Learning Institutions Graduates and Their Future Employment Opportunities: A Study from Rwanda Development Board (RDB). Open Access Library Journal, 10: e10649. https://doi.org/10.4236/oalib.1110649

37.  Nkundabaramye V, Kwihangana I, & Uwera S. (2023). The COVID-19 Pandemic and Unemployment in Kigali City, Rwanda. International Journal of Social Science and Human Research. Available at: https://doi.org/10.47191/ijsshr/v6-i7-44 

38.  Onuorah, M.O Abdulahi, M. B Neoline, N (2023) Optimal Control Model of Human African Trypanosomiasis, World Scientific News 178 136-153. https://worldscientificnews.com/optimal-control-model-of-human-african-trypanosomiasis/

39.  Onuorah, M.O Abdulahi, M. B, Nanangwe, A, Balagadde, R.S, Kabandana, I (2023) Optimal Control Model for Hepatitis B Virus WNOFNS 48 (2023) 70-94. Optimal Control Model for Hepatitis B Virus – World News of Natural Sciences – Volume 48 (2023) – PSJD – Yadda (icm.edu.pl)

40.  Azhar Moussa, Martins Onuorah, and Suzan Luyiga1(2023) Fuelwood Consumption and Tree Species Extinction, a Case Study of Kartala Forest in Western Mbadjini of Region of Comoros. WNOFNS 43 (2022) 138-150. Fuelwood Consumption and Tree Species Extinction, a Case Study of Kartala Forest in Western Mbadjini of Region of Comoros – World News of Natural Sciences – Volume 43 (2022) – PSJD – Yadda (icm.edu.pl)

41.  Niyonsaba, A. & Sikubwabo, C. (2022). Teacher personnel Management and learning effectiveness in Rwandan primary schools. A case of Burera District [Rwanda]. Voice of Research, 10 (4), 1-12. Available at: http://www.voiceofresearch.org/Doc/Mar-2022/Mar-2022_1.pdf

42.  Umuhoza C. & Sikubwabo, C. (2022). Classroom management techniques and students’ academic performance in private secondary schools in Musanze District, Rwanda. International Journal of all research Writings, 3(7), 93-97. Available at: https://www.ijarw.com/Users/ManuScript/ManuScriptDetails/4e0dbd8-7-736f-48f0-beb6-f0003ff9e8df

43.  Uwanyirigira, M.C. & Sikubwabo, C. (2022). Teachers’ working conditions and learners’ academic performance in Rwandan public secondary schools: A case of Burera District (2014-2019). Voice of Research, 10 (4), 13-22.

Available at: http://www.voiceofresearch.org/Doc/Mar-2022/Mar-2022_2.pdf

44.  Mutabeshya, C. & Sikubwabo, C. (2022). Effect of family socio-economic status on students’ academic achievement in Nine Years Basic Education (NYBE) schools. A case of Rubavu District, Rwanda. Voice of Research, 41 (9), 36-52.

Available at: https://ideas.repec.org/p/vor/issues/2022-41-09.html

45.  Minani, J.P. & Sikubwabo, C. (2022). The role of Technical and Vocational Education and Training (TVET) in empowering women in Rwanda: A case of Rubavu District. Voice of Research, 10 (4), 111-126.

Available at: http://www.voiceofresearch.org/Doc/Mar-2022/Mar-2022_10.pdf 

46.  Ndandu, M. & Sikubwabo, C. (2022). Contribution of Competence Based Curriculum to the improvement of learning in Rwandan Secondary schools: A case of Burera District. Voice of Research, 41 (12), 25-40.

Available at: https://ideas.repec.org/p/vor/issues/2022-41-12.html  

47.  Ngabonziza, J.C. & Sikubwabo, C. (2022). Investigating the causes of school dropout in Nine Years Basic Education schools in Rwanda and its possible solutions: A case of Rutsiro District. Voice of Research. 10 (4), 153-161. 

Available at: http://www.voiceofresearch.org/Doc/Mar-2022/Mar-2022_14.pdf

48.  Rukundo, D. & Sikubwabo, C. (2022). Contribution of Technical and Vocational Education and Training (TVET) program in promoting employment opportunities Among the youth in Rwanda: A case of Nyabihu District. Voice of Research, 10 (3), 17-31.

Available at: http://www.voiceofresearch.org/Doc/Dec-2021/Dec-2021_3.pdf

49.  Nshimiyimana, P. & Sikubwabo, C. (2022). Contribution of instructional supervision practices by the school authorities in improving learners’ academic performance in private secondary schools in Burera District, Rwanda.  Voice of Research,10 (4),23-29.

Available at: http://www.voiceofresearch.org/Doc/Mar-2022/Mar-2022_3.pdf

50.  Uwizeyimana, V. & Sikubwabo, C. (2022). Discipline enforcement techniques and students’ academic performance in Rwandan Nine and Twelve Years Basic Education schools: A case of Musanze District (2017-2019). Voice of Research, 10(3), 1-7.

Available at: http://voiceofresearch.org/Doc/Dec-2021/Dec-2021_1.pdf 

51.  Habihirwe, P.  &  Sikubwabo, C. (2022). Effects of information and communication technology on students’ learning behavior in Rwandan secondary schools in Musanze district. Voice of Research, 11 (1): 47-71

Available at: http://voiceofresearch.org/Doc/Jun-2022/Jun-2022_2.pdf

52.  Amani, M.C. & Sikubwabo, C. (2022). Effect of community engagement on learners’ academic performance in rwandan primary schools. a case of Kanzenze and Mudende sector (s) in Rubavu district (2015/2020). Voice of Research, 11(1): 97-108.

Available at: http://voiceofresearch.org/Doc/Jun-2022/Jun-2022_6.pdf

53.  Bizimana, E. & Sikubwabo, C. (2022). Planning for Teaching as a Predictor for Trainees Academic Performance in Rwanda Polytechnic: A Case of IPRC Huye and IPRC Kitabi. International Journal Of All Research Writings,

Available at: https://www.academia.edu/83085958/Planning_for_Teaching_as_a_Predictor_for_Trainees_Academic_Performance_in_Rwanda_Polytechnic_a_Case_of_Iprc_Huye_and_Iprc_Kitabi

54.  Parsien, J.C. & Sikubwabo, C. (2022). Effect of Extracurricular Activities on Learning Process in Rwandan Public Boarding Secondary Schools: A Case of Rwamagana District/Rwanda (2014/2019). Voice of Research, 10(4): 30-36.

Available at: http://www.voiceofresearch.org/Doc/Mar-2022/Mar-2022_4.pdf

55.  Mugeni, M.C. & Sikubwabo.C. (2022). Effect of E-learning utilisation during Covid-19 on learning effectiveness in Rwandan public higher learning institutions : A case of UR-CAVEM, Voice of Research, 11(3): 97-108.

Available at : http://www.voiceofresearch.org/Doc/Dec-2022/Dec-2022_4.pdf

56.  Niyonzima, S. & Sikubwabo, C. (2022). Assessing Free Basic Education and learning outcomes of 12 years basic education schools : A case of Burera District. Voice of Research, 11(3): 33-45.

Available at : http://www.voiceofresearch.org/Doc/Dec-2022/Dec-2022_1.pdf

57.  34. Nduwayo, J. & Sikubwabo, C. (2022).  Effect of teacher professional development practices on English learning outcomes in Rwandan primary schools: A case of Musanze district. Voice of Research, 11(2): 1-12.

Available at : http://voiceofresearch.org/Doc/Sep-2022/Sep-2022_1.pdf

58.  Mpinganzima, S. & sikubwabo, C. (2022). Effect of teacher’s time management, preparation; and program completion on learner’s academic achievement in Rwandan primary schools. A case of Nyakabanda Sector, in Nyarugenge District (2014/2019). Voice of Research, 11(2): 13-27.

Available at : http://www.voiceofresearch.org/Doc/Sep-2022/Sep-2022_2.pdf

59.  Ndayisaba, J.C. & Sikubwabo, C. (2022). Effect of school feeding program on students’ academic performance in Rubavu district of Rwanda (2020-2021). Voice of Research10(4): 74-84.

Available at : https://econpapers.repec.org/paper/vorissues/2022-41-08.htm

60.  Mutabeshya, C. & Sikubwabo, C. (2022). Effect of family socio-economic status on students’ academic achievement in nine-year basic education (9YBE) schools. A case of Rubavu district, Rwanda. Voice of Research10(4): 85-110.

Available at : http://www.voiceofresearch.org/Doc/Mar-2022/Mar-2022_9.pdf

61.  Niyotwagira, M. & Sikubwabo, C. (2022). Parental Involvement And Learner’s Academic Performance In Nine Years Basic Education. Case Of Mukamira And Jenda Sectors In Nyabihu District, Rwanda. 2014/2019. Global Scientific Journals10 (2), 1113-1141.

Avalable at :

https://www.globalscientificjournal.com/researchpaper/Parental_Involvement_And_Learner_s_Academic_Performance_In_Nine_Years_Basic_Education_Case_Of_Mukamira_And_Jenda_Sectors_In_Nyabihu_District_Rwanda_2014_2019.pdf

62.  Vincent Nkundabaramye. (2022). Effects of the East African Community Single Customs Territory (EACSCT) on the Movement of Goods along the Rwandan Customs Posts. Available at: https://doi.org/10.5296/jsss.v9i2.19286

63.  Nkundabaramye Vincent, (2022). Trade Facilitation Initiative: A Study from Rwandan Customs Posts in New Innovations in Economics, Business and Management (9)17. Available at: https://doi.org/10.9734/bpi/niebm/v9/15924D

64.  Amani Manzi Alain (2022). An evaluation of Financial Literacy among business Owners of Micro, Small and Medium Enterprises in Rwanda. ULK Scientific Journal, Special Issue September 2022.

65.  Nkundabaramye Vincent, & Mom Aloysious Njong. (2022). Effects of Rwanda Electronic Single Window (RESW) on the Movement of Goods along the Rwandan Customs Posts. 

66.  Nuwahereze, D., Onuorah, M.O., Abdulahi, M. B., Kabandana, I (2022) Standard Incidence Model of Measles with two Vaccination Strategies WSN 170 (2022) 149-171. Standard Incidence Model of Measles with two Vaccination Strategies – World Scientific News

67.  Onuorah, M.O., Atiku, F. A  and Juuko, H (2022) Mathematical Model for Prevention and Control of Cholera Transmission in a Variable Population. Journal of Mathematics and Statistics Research. Vol 9(1) 

https://www.tandfonline.com/doi/full/10.1080/27658449.2021.2018779.

68.  Abdirahman Saleban Yusuf, Farooq Abubakar Atiku, Abdulfatah Abdu Yusuf, Adiya, ZISG, Onuorah Martins O. and Abdulqayoom Tunji Lawal (2022). Integrated Remote Sensing And Gis Approach For Spatial Modeling Of Water Quality In Nakivubo Channel. https://www.researchgate.net/publication/358040534_integrated_remote_sensing_and_gis_approach_for_spatial_modeling_of_water_quality_in_nakivubo_channel.

 

69.  Bavugirije, F. Umutoni, O. & Sikubwabo, C. (2021). Family background and academic performance of learners in some twelve years basic education schools of Rwamagana district in Eastern Province, Rwanda. International Journal of all
Research Writings,
 3(6), 2582-1008.

Available at: https://www.scirp.org/journal/paperinformation?paperid=12081

70.  Nkundabaramye Vincent, & Mom Aloysious Njong. (2021). Effects of One Stop Border Posts (OSBPs) Trade Facilitation Initiative on the Movement of Goods along the Rwandan Customs Posts.

Available at: https://www.scirp.org/journal/paperinformation.aspx?paperid=113597

71.  Gashema, B. (2021). Predicting innovative work behaviors through transformational leadership: The moderating role of corporate social responsibility. International Journal of Research in Business and Social Science (2147-4478)10(1), 69–84.

https://doi.org/10.20525/ijrbs.v10i1.999.

72.  Okello Candiya Bongomin et al., (2021). Psychoanalysis of the mobile money ecosystem in the digital age: generational cohort and technology generation theoretical approach. Development in Practice. Taylor & Francis.

https://doi.org/10.1080/09614524.2021.1937539.

73.  Okello Candiya Bongomin, G. & Ntayi, J.M. (2021). Reimaging the mobile money ecosystem and financial inclusion of MSMEs in Uganda: Hedonic motivation as mediator. International Journal of Social Economics, DOI 10.1108/IJSE-09-2019-0555.

74.  Okello Candiya Bongomin et al., (2021). Financial Intermediation by Microfinance Banks in Rural Sub-Saharan Africa: Financial Intermediation Theoretical Approach. Journal of Comparative International Management, Special Issue December, 2021.

75.  Amani Manzi Alain et al., (2021). Psychoanalysis of the mobile money ecosystem in the digital age: generational cohort and technology generation theoretical approach. Development in Practice. Taylor & Francis.

https://doi.org/10.1080/09614524.2021.1937539

76.  Sikubwabo, C. (2021). Understanding the effect of domestic violence on learning effectiveness among primary school learners. A case of Rubavu District. Inkanyiso: The Journal of Humanities and Social Science, 12(2), 13-33 

Available at : https://www.ajol.info/index.php/ijhss/article/view/212336 

77.  Okello Candiya Bongomin et al., (2020). Digital financial innovations in the 21st century: do transaction tax exemptions promote mobile money services for financial inclusion in developing countries? Journal of Economic and Administrative Sciences, Vol. 36 No. 3, pp. 185-203: DOI 10.1108/JEAS-01-2019-0007.

78.  Okello Candiya Bongomin et al., (2020). Analyzing the relationship between financial literacy and financial inclusion by microfinance banks in developing countries: Social network theoretical approach. International Journal of Sociology and Social Policy, DOI: 10.1108/IJSSP-12-2019-0262. Emerald Publishing Limited.

79.  Okello Candiya Bongomin, G & Ntayi, J.M. (2020). Trust: mediator between mobile money adoption and usage and financial inclusion. Social responsibility Journal, Vol. 16 No. 8, pp. 1215-1237, DOI 10.1108/SRJ-01-2019-0011.

80.  Okello Candiya Bongomin et al., (2020). Microfinance accessibility, social cohesion, and survival of Women MSMEs in post-war communities in Sub-Saharan Africa: Empirical evidence from Northern Uganda. Journal of Small Business and Enterprise Development. DOI: 10.1108/JSBED-12-2018-0383

81.  Gashema, B., & Kadhafi, M. I. (2020). Advancing employee’s innovative work behaviors in the workplace: The role of transformational leadership, positive psychological capital and effort-reward fairness. Bussecon Review of Social Sciences (2687-2285)2(1), 13–26. https://doi.org/10.36096/brss.v2i1.178(Original work published February 25, 2020)

82.  Sikubwabo, C., Muhirwa, A. & Ntawiha, P. (2020). Considering graduate employability as a predictor for the shrinking of student enrollments in selected private tertiary institutions in Rwanda. African Journal for the Psychological Study of Social Issues, 23 (2), 54-70.

Available at : http://ajpssi.org/index.php/ajpssi/article/view/433

83.  Sikubwabo C., Muhirwa A. & Ntawiha P. (2020). Understanding the institutional influence on the falling of student enrollments in private higher education institutions: A case of Rwanda. International Journal of Community Research, 9(4): 89 – 99.

Available at : https://www.researchgate.net/publication/345993606

84.  Sikubwabo,C., Muhirwa, A. & Ntawiha, P. (2020). Exploring effective strategies to revamp the student enrolments in private tertiary institutions: A case of Rwanda. Inkanyiso: The Journal of Humanities and Social Science, 12(2), 130-144.

Available at : https://www.ajol.info/index.php/ijhss/article/view/203826

85.  Sikubwabo,C., Muhirwa, A. & Ntawiha, P. (2020). Investigating the Influence of Family Factors on the Decrease of Student Enrollments in Selected Private Higher Learning Institutions in Rwanda. IOSR Journal of Humanities and Social Science (IOSR-JHSS), 25(7), 46-58. DOI: 10.9790/0837-2507124658

Available at : https://www.iosrjournals.org/iosr-jhss/papers/Vol.25-Issue7/Series-12/F2507124658.pdf 

 

86.  Okello Candiya Bongomin, G & Munene, J.C. (2020). Examining the role of financial intermediaries in promoting financial literacy and financial inclusion of the poor in developing countries: Lessons from rural Uganda. Cogent Economics and Finance. DOI: 10 1080/23322039.2020.1761274. Taylor & Francis.

87.  Okello Candiya Bongomin, G & Ntayi, J.M. (2020). Mobile money adoption and usage and financial inclusion: mediating effect of digital consumer protection. Digital Policy, Regulation and Governance: DOI 10.1108/DPRG-01-2019-0005. Emerald Publishing Limited.

88.  Okello Candiya Bongomin et al., (2020). “Access to Finance and Survival of Micro Small and Medium Enterprises: Social Learning and Consumer Socialization Theoretical Perspectives”. Journal of Economic and Administrative Sciences: DOI: 10.1108/JEAS-12-2019-0142.

89.  Okello Candiya Bongomin et al., (2020). Do social networks promote mobile money usage for financial inclusion in rural settings in sub-Saharan Africa? Empirical evidence from poor households in Uganda. International of Finance & Economics, IJEF -21-0007Wiley & Sons.

90.  Okello Candiya Bongomin, G & Munene, J.C. (2019). Financial Inclusion of the Poor in Developing Economies in the Twenty-first Century: Qualitative Evidence from Rural Uganda. Journal of African Business. DOI: 10.1080/15228916.2019.1646601.

91.  Okello Candiya Bongomin, G & Munene, J.C. (2019). Analyzing the Relationship between Mobile Money Adoption and Usage and Financial Inclusion of MSMEs in Developing Countries: Mediating Role of Cultural Norms in Uganda. Journal of African Business. DOI: 10.1080/15228916.2019.1695189.

92.  Okello Candiya Bongomin, G & Munene, J.C. (2019). Procedural and declarative cognitions: Do they boost financial literacy among clients of microfinance banks in developing countries? International Journal of Ethics and Systems. DOI
10.1108/IJOES-01-2019-0026.

93.  Gashema, B., & Mokua, J. K. (2019). Trickle-down effect of CEO transformational leadership on employee’s innovative work behaviors: Examining the role of managerial innovation behavior and organizational innovation culture. International Journal of Business Ecosystem & Strategy (2687-2293)1(2), 01–14. https://doi.org/10.36096/ijbes.v1i2.114

94.  Gashema B. (2019). How Transformational Leadership Fuels Employee’s Creative Performance Behaviors in the Workplace? ( https://doi.org/10.20525/ijrbs.v8i4.271)

95.  Okello Candiya Bongomin, G & Munene, J.C. (2019). Examining the role of institutional framework in promoting financial literacy by microfinance deposit-taking institutions in developing economies: Evidence from rural Uganda. Journal of Financial
Regulation and Compliance. 
DOI 10.1108/JFRC-12-2018-0158.

96.  Okello Candiya Bongomin et al., (2018). Mobile money and financial inclusion in Sub-Saharan Africa: The moderating role of social networks. Special Issue: Mobile technologies and inclusive development in Africa. Journal of African Business

https://doi.org/10.1080/15228916.2017.1416214.

97.  Okello Candiya Bongomin et al., (2018). Institutions and financial inclusion in rural Uganda: Mediating role of social capital. Journal of African Business. DOI:
10.1080/15228916.2018.1425961, 
https://doi.org/10.1080/15228916.2018.1425961.

98.  Okello Candiya Bongomin et al., (2018). Exploring the mediating role of social capital in the relationship between financial intermediation and financial inclusion in rural Uganda. International Journal of Social Economics: Vol. 45 No. 5, pp. 828-846. https://doi.org/10.1108/IJSE-08-2017-0357.

99.  Okello Candiya Bongomin et al., (2018). Collective action among rural poor: Does it enhance financial intermediation by Banks for financial inclusion in emerging economies? International Journal of Bank Marketinghttps://doi.org/10.1108/IJBM-08-
2017-0174
.

100. Okello Candiya Bongomin et al., (2018). Social networks: testing the predictive power of its dimensions in explaining financial inclusion of the poor in rural Uganda. African Journal of Economic and Management Studies: Vol. 9 No. 3, pp. 388-406. DOI
10.1108/AJEMS-07-2017-0157.

101. Okello Candiya Bongomin et al., (2018). Analyzing the relationship between institutional framework and financial inclusion in rural Uganda: A social network perspective. International Journal of Emerging Markets: Vol. 13 No. 4, pp. 606-630. https://doi.org/10.1108/IJoEM-02-2017-0057.

102. Okello Candiya Bongomin et al., (2018). Determinants of SMMEs Growth in post-war communities in developing countries: testing the interaction effect of government support. World Journal of Entrepreneurship, Management and Sustainable Development: Vol. 14 No. 1, pp. 50-73. DOI 10.1108/WJEMSD-06-2017-0026.

103. Okello Candiya Bongomin et al., (2018). Financial intermediation and financial inclusion of the poor: testing the moderating role of institutional pillars in rural Uganda. International Journal of Systems and Ethics: Vol. 34 No. 2, pp. 146-165, https://doi.org/10.1108/IJOES-07-2017-0101.

104. Okello Candiya Bongomin et al., (2018). Nexus between financial literacy and financial inclusion: examining the moderating role of cognition from a developing country perspective. International Journal of Bank Marketing: Vol. 36 No. 7, pp. 1190-1212, https://doi.org/10.1108/IJBM-08-2017-0175.

105. Okello Candiya Bongomin et al., (2018). Institutional framework in developing economies: Do all dimensions matter for financial intermediation by microfinance deposit-taking institutions? Journal of Financial Regulation and Compliance, Vol. 26
No. 2, pp. 271-286: DOI 10.1108/JFRC-02-2017-0025

106. Gashema, B., & Gao, Y. (2018). Strengthening Managerial Innovation Behavior in the SMEs: The Role of CEO Transformational Leadership, Cross-Functional Integration and Innovation Culture. International Journal of Research in Business and Social Science (2147- 4478)7(3), 36–56. https://doi.org/10.20525/ijrbs.v7i3.883.

107. Okello Candiya Bongomin et al., (2017). Financial inclusion in rural Uganda: The role of social capital and generational values. Cogent Business & Management. Vol. 4: 1302866. DOI 10.1080/23311975.2017.1302866.

108.          Okello Candiya Bongomin et al., (2017). Financial intermediation and financial inclusion of poor households: mediating role of social networks in rural Uganda. Cogent Economics & Finance (2017) 5: 362184. https://doi.org/10.1080/23322039.2017.1362184.

109.          Okello Candiya Bongomin et al., (2017). Institutional framing and financial inclusion: testing the mediating effect of financial literacy using SEM Bootstrap approach. International Journal of Social Economics: Vol. 44 No. 12, pp. 1-19. DOI
10.1108/IJSE-02-2015-0032.

110.          Okello Candiya Bongomin et al., (2017). Financial literacy: Do all components matter for financial inclusion of poor households in rural Uganda? Managerial finance: Vol. 43 No. 12, pp. 1310-1331. DOI 10.1108/MF-04-2017-0117. https://doi.org/10.1108/MF-04-2017-0117.

111.          Okello Candiya Bongomin et al., (2017). The relationship between access to finance and growth of SMEs in developing economies: Financial literacy as a moderator. Review of International Business and Strategy: Vol. 27 No. 4, pp. 520-538. DOI: 10.1108/RIBS-04-2017-0037.

112.          Okello Candiya Bongomin et al., (2016). Social Capital: Mediator of Financial Literacy and Financial Inclusion in Rural Uganda. Review of International Business and Strategy: Vol. 26 No. 2, pp. 291-312. DOI 10.1108/RIBS-06-2014-0072.

113.          Okello Candiya Bongomin et al., (2016). Institutional Frames for Financial Inclusion of Poor Households in Sub-Saharan Africa: Evidence from Rural Uganda. International Journal of Social Economics: Vol. 43 No. 11, pp. 1096-1114. DOI 10.1108/IJSE-06-2014-0110.

114.          Okello Candiya Bongomin et al., (2015). Financial inclusion in rural Uganda: testing interaction effect of financial literacy and networks. Journal of African Business: DOI:10.1080/15228916.2016.1117382. 

115.          Harelimana, J. B. (2016). Analysis of Loan Portfolio Management for Financial Profitability and Sustainability of Umwalimu SACCO in Rwanda. British Journal of Economics, Management & Trade, 9, 56-69.

116.          Harelimana, J. B. (2015). Contribution of small and medium enterprises on wellbeing conditions of households in Rwanda.Journal of Economics and International Finance, 21, 91-107.

117.          Harelimana, J.B. (2015). Effect of Social Security Contribution and Quality Service Delivery on Economic Conditions of Beneficiaries in Rwanda Social Security Board in Ruhango Branch. British Journal of Economics, Management & Trade, 24, 121-136.

118.          Harelimana, B. (2015). Analysis of a pro-poor-program for welfare conditions of households in Rwanda. International Journal of Information Research and Review, 32, 33-49

119.          Harelimana, J.B. (2015). Microfinance Impact Assessment: Linkage of Financial Inclusion to Welfare Conditions of The Microfinance institution’s Clients in Rwanda. Business and economics journal, 9, 45-61.

120.          Harelimana, J.B. (2015). Financial Inclusion and Financial Performance of Microfinance Institutions in Rwanda. Business and economics journal, 10, 72-93.

121.          Harelimana, J.B. (2015). Role of access to finance for the performance of Small and Medium Enterprises in Muhoza sector, Rwanda.Account and Financial Management Journal, 12, 41-57.

122.          Harelimana, J.B. (2016). Microfinance Products and Entrepreneurship: Analysis of Financial Needs for Socio Economic Development of TUGENDANE N’IGIHE Sacco Clients, Rwanda. Arabian Scientific Journal, 11, 66-83.

123.          Harelimana, J.B. (2016). The effect of budgetary control on financial performance of Kigali Serena hotel in Rwanda.Account and Financial Management Journal, 16, 13-25.

124.          Harelimana, J.B. (2016). Mobile Banking and Microfinance Institutions Sustainability: Analysis of Digital Financial Services in Rwanda. British Journal of Economics, Management & Trade, 16, 13-25.

125.          Harelimana, J.B. (2014). Crédit solidaire sur la population rurale au Rwanda, cas de DUTERIMBERE-IMF. Epargne sans frontières/France, 12, 106-121.

126.          Onuorah, M.O, and Nasasira Baker (2021). Mathematical Modeling of Control Strategies for Visceral leishmaniasis – World News of    Natural Sciences – Volume 37 (2021) – PSJD – Yadda (icm.edu.pl)

127.          Ali Abdi Adam , Abdishukri Said Shire, Abdirizak Tahir Ayanle, Mohamed Salaheldin, Mohammed Musa Aliyu, Farooq Abubakar Atiku, Martins Onyekwelu Onuorah, Tunji Lawal Abdulquyyoom (2021). A Multi-Regression Model Based On Monthly Rainfall Prognostication: Case Study Of Kasese District, In East Africa. International Scientific and Vocational Studies Congress – Engineering (BILMES EN 2021), 23-26. (PDF) A MULTI-REGRESSION MODEL BASED ON MONTHLY RAINFALL PROGNOSTICATION: CASE STUDY OF KASESE DISTRICT, IN EAST AFRICA (researchgate.net)

128.          Nnamchi, S. N, Nnamchi O. A, Onuorah, M. O, Nkurunziza, K. O, Ismael, S. A. (2020) Empirical Design and Performance Analysis of Air-Solar-Finned Absorber. Indian Journal of Engineering, 17(48), pp. 529-550.

www.discoveryjournals.org/engineering/current_issue/2020/v17/n48/A21.pdf

129.          S. N. Nnamchi, O. A. Nnamchi, M. O. Onuorah, K. O. Nkurunziza and S. A. Ismael  (2020) Design and simulation of air-solar-finned reheating unit: An innovative design of a parabolic trough solar collector, Cogent Engineering, 7:1, 1793453.

https://www.tandfonline.com/doi/full/10.1080/23311916.2020.1793453

130.          Onuorah, M. O., Obi, E. I., and  Babangida, B. G (2019) Modelling the Effects of Vertical Transmission in mosquito and the use of Imperfect Vaccine on Chikungunya Virus Transmission Dynamics. Applied Mathematics, 10(4), 245 – 267. Available online at.

https://www.scirp.org/journal/PaperInformation.aspx?paperID=92186

131.          Onuorah, M. O., Azhar, Mousssa, and Luyiga, Suzan (2019). Modelling the Influence of Age Structure on the Forest Biomass Availability: A case study of Kartala forest, Western Mbadjini region of Comoros. Rwandan Journal of Engineering, Science, Technology and Environment. Available online at https://www.ajol.info/index.php/rjeste/article/view/187841

132.          Ngobi Derick and Onuorah, M.  O. (2019) Frequency-Dependent Incidence Model for Acute and Chronic Schistosomiasis. WNOFNS 23 (2019) 276-296. Available online at; http://www.worldnewsnaturalsciences.com/wp-content/uploads/2019/01/WNOFNS-232019-276-296.pdf.

133.          Odebiyi Oluwasegun S., Segun M. Adedayo, Lawal A. Tunji and Onuorah, M. O.  | Francesco Lambiase (Reviewing editor) (2019) A Review of Weldability of Carbon Steel in Arc Based Welding Processes, Cogent Engineering, Available online at.

https://www.tandfonline.com/doi/full/10.1080/23311916.2019.1609180.

134.          Onuorah, M. O., Emeka, P.C., Eguda, F.Y. and Babangida, B. G. (2018) Mathematical Model for Monkeypox Virus Transmission Dynamics. Epidemiology (Sunnyvale) 2018, Vol 8(3); 348 Doi:10.4172/2161-1165.1000348. Available online at https://www.omicsonline.org/open-access-pdfs/mathematical-model-for-monkeypoxvirus-transmission-dynamics-2161-1165-1000348.pdf

135.          Onuorah, M., O., Ojo, M. S., Usman D. J., and Ademu, A., (2016).  Basic Reproductive Number for the Spread and Control of   Lassa fever. International Journal of Mathematics Trends and Technology. Vol 30. No. 1 pp. 1-7. DOI : https://doi.org/10.14445/22315373/IJMTT-V30P501

136.          Onuorah, M .O., Nasir M.O., Ojo M.S. and   Ademu, A.  (2016) A Deterministic Mathematical Model for Ebola Virus Incorporating the Vector Population. International  Journal of Mathematics Trends and Technology. Vol 30. No. 1 pp. 8 -1.

DOI : https://doi.org/10.14445/22315373/IJMTT-V30P502

137.          Onuorah, M. O., Ademu, A., Obi, E. I., and Hasheem, M.A. (2016). Deterministic Mathematical Model of Zika Virus. Resarchjournali’s Journal of Mathematics, Vo.3/ No.3. https://researchjournali.com/pdf/2660.pdf

Twitter